NO. The travel insurance or any other type of insurances taken outside European Union is not accepted for enrollment at the university. All non-EU students (age <30) must take German Public Health Insurance to enroll at the university
YES. All the existing medical problems will be covered by Public Health Insurance
NO. You start to pay only after your arrival ie. after semester start. The first premium will be booked on 15th of the following month of your arrival.
YES. Insurance is independent of University or the city. It is valid all over Germany. This is valid even if u move to different city later of internship or thesis.
a. Registering now ensure smooth enrolment process. Insurance confirmation will be sent by email, which is needed for enrolment.
b. Insurance card will be ready by the time you reach Germany. You must have insurance card if you have to visit a doctor. Make use of the time now. Besides there is no real benefit why one should wait till arrival in Germany
As public insurances are regulated by German government all the insurance companies must provide proper health coverage. Therefore there are no big differences or Best insurance company.
As mentioned above, the coverage remains more or less same among insurance companies. Some are bigger than other and some have good history offering cash back programs. We recommend TK, which is the biggest Public Health Insurance in Germany.