German Health Insurance Made Easy.
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Make Informed Decision
Public Health Insurance
- For full time students younger than 30
- Offers Extensive Medical coverage
- Cashless doctor visits
- Existing medical conditions are always covered
- Regulated by German Government
- Spouse and children (German residents) can be covered without additional payment
Private Health Insurance
- For Full time students older than 30
- For Language Students, Studienkolleg, Job Seekers
- Range of coverage depends on the Premium
- Upfront payment for treatments
- Existing medical conditions are not always covered.
- Not possible to change to a public insurance till end of study
Student Public Health Insurances
You are free to choose. We are Coracle.
Monthly Premium
Student age from 23 upto 30 without children
Other Students upto 30 years
- Fundamental coverage as regulated by Govt
- 24/7 Medical hotline
- Support to get Doctor appointment
- Online booking for Doctor appointment
- Personal support for selecting hospitals
- Live-Chat function to clarify Insurance
Coverage / Medical Questions - Vaccination for private travel
- Special Treatment for Chronical Asthma
- Special Treatment for Chronical Diabetes mellitus Type I
- Download membership confirmation via Service-App
- Processing time during German working hours
92,29 € 105,13 € *
90,66 € 103,27 € *
*NEW Premium from Winter Sem 2019
- 100%
- /
- same day
92,29 € 108,77 € *
90,66 € 106,91 € *
*NEW Premium from Winter Sem 2019
- 100%
- /
- same day
92,29 € 107,92€ *
90,66 € 105,86€ *
*NEW Premium from Winter Sem 2019
- 100%
- /
- 2 days
mandatory - no matter which health insurance provider they are insured with.
This comparision is not exhaustive. For general overview only.
There are around 100 Public Health Insurances (AOK,DAK, HKK etc.) available in Germany. If you need one of those contact us.
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FAQ
NO.The travel insurance or any other type of insurances taken outside European Union is not accepted for enrollment at the university. All non-EU students (age <30) must take German Public Health Insurance to enroll at the university
YES. All the existing medical problems will be covered by Public Health Insurance.
NO. You start to pay only after your arrival i.e. after semester start. The first premium will be booked on 15th of the following month of your arrival.
YES. Insurance is independent of university or the city. It is valid all over Germany. This is valid even if you move to a different city later for internship or thesis.
a. Registering now ensures smooth enrollment process. Insurance confirmation will be sent by email, which is needed for enrollment.
b. Insurance card will be ready by the time you reach Germany. You must have insurance card if you have to visit a doctor. Make use of the time now. Besides there is no real benefit why one should wait till arrival in Germany.
As public insurances are regulated by German government all the insurance companies must provide proper health coverage. Therefore, there are no big differences or Best insurance company.