Public Health Insurance for Students
Our Recommended Tariff for Students
We've partnered with KKH - one of Germany's most established and student-friendly statutory health insurers - to offer you a straightforward, well-supported insurance experience from day one in Germany.
KKH – Kaufmännische Krankenkasse ✦ NEW PARTNER
Statutory health insurance · Est. 1891 · ~1.5 million members · Headquarters: Hanover
KKH (Kaufmännische Krankenkasse) is one of Germany's most established statutory health insurers, founded in 1891. With approximately 1.5 million members and over 100 service centers across all 16 federal states, KKH combines a strong national presence with a digital-first approach. KKH has been awarded the "Deutschlands Kundenchampions" award for outstanding customer satisfaction and consistently receives top ratings in independent health insurance comparisons.
- Full statutory health insurance coverage (GKV)
- Free 24/7 hotline: 0800 554 8640 (all days including public holidays)
- 100+ service centers nationwide in all 16 federal states
- Specialist appointment service (Facharzt-Terminservice)
- Travel health vaccination coverage (100%) incl. malaria prophylaxis
- HPV vaccination (full cost) up to age 26
- Continuous coverage during abroad semesters (EU)
Up to € 300/year for 2 prevention courses (stress management, movement, nutrition, sleep).
KKH Bonus Program – rewards for health-conscious behaviour.
€ 100 welcome bonus for completing just 3 qualifying measures (first-time participants aged 16+).
Additional rewards for preventive visits, sports, wellness activities. Bonuses can double the prevention health budget or be paid out as cash.
"Meine KKH" app & online portal – available 24/7.
- Submit invoices & file claims digitally
- Download membership certificates instantly
- Track bonus program & prevention budget
- Manage personal data & banking information
- Electronic Patient Record (ePA) – available since January 2025
- Partnerships with Gymondo (fitness) & 7Mind (meditation)
KKH offers English-language assistance for international members, including guidance for students newly relocating to Germany. The Coracle team provides dedicated onboarding support in English throughout the registration process.
€ 30 cash for every friend or family member you refer to KKH who successfully enrolls ("Weitersagen lohnt sich" program).
Ready to get insured? Sign up with KKH through Coracle — fast, paperless, and in English.
